Your Personal Investment Counselor
Our process begins by developing a financial plan. We listen to you so that we can understand your unique financial goals and concerns. We catalog your assets and liabilities to find your net worth and monitor income and expenses. We review your ability to attain your goals while being mindful of the investment risks involved. Together with you, we stress test the plan against your concerns. We suggest and then implement a strategy. If necessary we engage with your other advisers, such as accountants and trust and estate attorneys. Over time we work together and learn from each other.
Advisor's Alpha, Gamma, and Capital Sigma are just a few of the words used to describe the value added from good financial advice. Despite which term you use, by working together we often are able to create better outcomes for you and your family.
In an increasingly impersonal world, we pride ourselves on retaining the spirit of investment counselors of the past. At Bourgeon we collaborate with our clients — we listen, we ask questions and we value their input. We consider a client’s entire financial picture to determine how we can play the most effective role, and offer guidance on total wealth, not solely those assets managed by Bourgeon.
Every client relationship begins with a frank conversation to create a financial plan. We do not subscribe to a “one size fits all” approach. Rather, we explore what clients wish to accomplish, their financial situations and tolerance for risk, and their expectations and outlook for the future. With this information in hand, we tailor each client portfolio to suit long-term goals, appetite for risk, liquidity, income needs and tax concerns. While some choose, after our initial consultation, to leave investment to the discretion of Bourgeon, others remain highly engaged.
We wish to be considered an extension of your family, and find that most clients prefer it so. Clients often help the firm grow and prosper by providing market insights, friendly advice and access to valuable industry contacts. Importantly, they have the confidence to rely on us for multiple generations and to suggest referrals of potential clients. Without this collaboration, we would not have attained our present level of success.